Buyer Archives

Types of Charente Property:

The Charente, in France, offers a captivating blend of history, rolling vineyards, and idyllic countryside living. Nestled in the heart of Nouvelle-Aquitaine, the Charente is a haven for those seeking a tranquil French lifestyle. Whether you dream of a charming stone cottage nestled in a quaint village, a grand manor house steeped in history, or a contemporary villa overlooking vineyards, Charente property offers an abundance of choices.

Character Properties in Charente boasts a wealth of character properties, including restored country houses, converted mills, and traditional Charentaise longères.
Village and town houses in Charente includes charming hamlets, villages, and towns, perfect for embedding yourself in the French culture and way of life.
Rural Retreats: Those seeking a peaceful escape can find idyllic Charente country property in the surrounded by rolling hills, sunflower fields, and picturesque villages.

Lifestyle in Charente:

Beyond the beauty of Charente properties, the region itself offers a captivating lifestyle.

Rich History: Explore historic towns like Angoulême, Cognac, and Jarnac, each boasting medieaval architecture and fascinating museums.
Gastronomic Delights: Savour the region’s renowned cuisine, featuring fresh local produce, Cognac, and delicious Pineau des Charentes.
Outdoor Activities: Immerse yourself in the natural beauty of the Charente. Hike or bike through rolling countryside, explore the Charente River by canoe, or discover charming villages on scenic drives.

Town & Country Property France – Your Charente Property Experts:

At Town & Country Property France, we specialise in helping you find your dream Charente property. With our extensive knowledge of the region and its property market, we can guide you through the entire buying process, ensuring a smooth and successful experience.

Start your French property journey today. Contact Town & Country Property France to explore our portfolio of Charente properties.

Why Photo IDs are Required for Property Viewings

When it comes to buying or renting a property, you may be asked to provide a photo ID before attending a viewing. While this request may seem unusual or even unnecessary, there are several important reasons behind it. Let’s explore why estate agents and property professionals require photo identification for property viewings.

1. Security and Safety

One of the primary reasons for requiring a photo ID is to ensure the safety and security of both the property owners and the estate agents conducting the viewing. By verifying the identity of potential buyers or tenants, estate agents can ensure that only legitimate, serious individuals are entering someone’s home. This helps prevent any potential threats such as burglary or fraud.

Homeowners entrust estate agents with their property, often leaving valuable personal belongings behind during viewings. Knowing who will be visiting provides peace of mind that the agent is doing everything possible to protect their client’s home and possessions.

2. Preventing Fraud

Photo IDs are also an effective measure for preventing fraudulent activity. Unfortunately, property scams are not uncommon, especially when dealing with large sums of money. Scammers may pose as buyers or tenants to gather information or access properties for illegal purposes.

By checking IDs, estate agents can verify that the individual attending the viewing is who they claim to be. This helps to minimise the risk of any fraudulent activity and ensures that only genuine buyers or renters are involved in the process.

3. TRACFIN and Anti-Money Laundering (AML) Regulations

In some countries, estate agents are legally required to comply with anti-money laundering (AML) regulations. For example, in France, estate agents must adhere to TRACFIN regulations. These laws require estate agents to verify the identity of anyone involved in property transactions to prevent money laundering and financial crimes.

Requiring a photo ID at the viewing stage helps to ensure that the agency is already fulfilling its legal obligations and screening potential buyers early in the process. Compliance with these regulations protects both the estate agency and their clients from being involved in illegal activities, even unknowingly.

4. Ensuring Legitimate Interest

Requesting a photo ID can also act as a filter to ensure that only serious and genuine buyers or renters are viewing a property. Sadly, there are some individuals who may book viewings without any real intention of purchasing or renting. Whether it’s out of curiosity or for other motives, these "time-wasters" can take up valuable time for estate agents and the property owner.

By requiring an ID, estate agents can confirm that individuals are genuinely interested and committed to the process, ensuring that viewings are reserved for serious potential buyers or renters.

5. Data Protection and GDPR Compliance

While estate agents are collecting photo IDs for legitimate reasons, it’s also essential that they handle this data responsibly. Many countries have strict data protection laws, such as the General Data Protection Regulation (GDPR) in the EU. Estate agents must ensure that any personal information, including photo IDs, is stored securely and not shared unnecessarily.

If you are asked to provide an ID, you can ask the estate agent about their data protection policies to ensure that your personal information will be handled with care and in compliance with local regulations.

Conclusion

While providing a photo ID for a property viewing may seem like an inconvenience, it plays a crucial role in ensuring security, preventing fraud, complying with regulations, and filtering serious buyers. Estate agents have a responsibility to protect both their clients and potential buyers or tenants, and requesting identification is a simple yet effective way to do so. By understanding these reasons, you can feel more confident and secure in your property search process.

Next time you are asked for an ID, remember that it’s a safeguard in place to protect everyone involved.

At Town & Country Property France, we believe that our verification process creates a safe and efficient environment for all parties involved. It enables us to prioritise the security of our agents, vendors, and properties, make the most of your valuable time, and maintain transparency throughout your French property search.

FAQs

1. Why do estate agents ask for photo ID during property viewings?

Estate agents request photo ID primarily for security and fraud prevention. It helps ensure that only legitimate individuals are viewing the property and protects the homeowner, the agent, and any valuables in the home.

2. Is providing a photo ID for a property viewing mandatory?

While it may not be legally required in all cases, many estate agents will insist on it for security, compliance with regulations, and to filter serious buyers. It’s best to check with the estate agent beforehand.

3. How will my photo ID be used?

Your photo ID is typically used to verify your identity and ensure you are who you claim to be. Reputable estate agents will handle your personal information in line with data protection laws, such as GDPR, ensuring it’s stored securely and not shared unnecessarily.

4. Can I refuse to provide my ID for a viewing?

You can refuse, but in doing so, the estate agent may not allow you to view the property. Providing ID is standard practice, and refusal could raise concerns over the legitimacy of your interest.

5. What types of photo ID are usually accepted?

Commonly accepted forms of photo ID include passports, driver’s licences, or national identity cards. It’s advisable to ask the estate agent in advance which type of ID they require.

When it comes to buying property in France, trust the experienced estate agents at Town & Country Property France to deliver exceptional service and results. Contact us today to discuss your real estate goals and let us assist you in making your French property dreams a reality!

With our extensive knowledge of the French property market, we are well-equipped to provide you with accurate and up-to-date information about the buying or selling process. From understanding local regulations to identifying the best neighbourhoods and property types, our team has the expertise to guide you every step of the way.

Whether you’re in search of a charming country house, a luxurious chateau, or a holiday home with a pool, we have an extensive portfolio of properties to suit a variety of preferences and budgets. Our English-speaking estate agents work closely with you to understand your specific requirements and match you with properties that align with your needs and desires.

At our agency, we understand that each client is unique. That’s why we pride ourselves on providing personalised service tailored to your individual goals and preferences. Our English speaking estate agents take the time to listen to your requirements, answer your questions, and provide guidance based on your specific needs, ensuring a smooth and hassle-free experience.

Language should never be a barrier when it comes to buying or selling property in France. Our agents are proficient in both English and French. We understand the importance of effective communication, and our multilingual capabilities enable us to cater to clients from diverse backgrounds and ensure clear and transparent transactions.

Navigating the intricacies of the real estate market in France can be daunting, especially in a foreign country. However, our agents are skilled negotiators who will work tirelessly to secure the best possible deal for you. Whether you’re a buyer looking to get the best price or a seller aiming to maximise your profits, we have your best interests at heart.

Don’t let language or unfamiliarity with the French real estate market hold you back. Contact our agency today and let our experienced estate agents in France guide you towards a successful property purcahse.

French property search

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Country House

€837,400 HAI

Cierzac, Charente-Maritime

Character propertyDetachedGite(s)Large grounds (1Ha+)Old stoneOutbuildingsPoolPossible incomePrestigeWedding / Event / Retreat potential

5 5 380m² 11798m²

Ref: 706334

more details

price-change

Country House

€556,500 HAI

Asnières-sur-Blour, Vienne

Character propertyDetachedGood for horsesGround floor bedroomLakeLarge grounds (1Ha+)No close neighboursOutbuildingsPoolPrestigeViews

4 4 362m² 20850m²

Ref: 706333

more details

price-change

Mill

€2,014,000 HAI

Asnières-sur-Blour, Vienne

Character propertyDetachedGite(s)Good for horsesGround floor bedroomLakeLarge grounds (1Ha+)No close neighboursOutbuildingsPoolPossible incomePrestigeViews

8 7 549m² 399641m²

Ref: 706332

more details

price-change

Town House

€130,000 HAI

Possible income

3 1 115m² 470m²

Ref: 706330

more details

price-change

House

€222,600 HAI

Aubeterre-sur-Dronne, Charente

DetachedGround floor bedroomOutbuildingsPoolSingle storey

3 1 150m² 2910m²

Ref: 706329

more details

price-change

House

€784,400 HAI

Barbezieux-Saint-Hilaire, Charente

DetachedGite(s)Ground floor bedroomPoolPrestigeViews

4 2 225m² 4147m²

Ref: 706328

more details

new

House

€229,000 HAI

Saint-Paul-Lizonne, Dordogne

DetachedGround floor bedroomViews

3 2 128m² 2050m²

Ref: 706313

more details

price-change

Country House

€339,200 HAI

Brux, Vienne

Character propertyDetachedOld stoneOutbuildingsPoolPossible incomeViews

5 5 323m² 4588m²

Ref: 706327

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new

Village House

€253,340 HAI

Alloue, Charente

Character propertyDetachedOutbuildingsRiver frontageViews

4 2 143m² 4608m²

Ref: 706316

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new

House

€250,000

Seignalens, Aude

Character propertyOld stonePoolViews

4 2 191m² 1582m²

Ref: 706326

more details

price-change

Maison de Maitre

€1,219,000 HAI

Romagne, Vienne

Character propertyDetachedGite(s)Good for horsesLarge grounds (1Ha+)No close neighboursOld stoneOutbuildingsPoolPossible incomePrestigeViews

10 7 275m² 87551m²

Ref: 706321

more details

price-change

Country House

€599,000

Villautou, Aude

Character propertyDetachedLarge grounds (1Ha+)OutbuildingsPoolPrestigeViews

6 3 246m² 15140m²

Ref: 706320

more details

THE FIGHT AGAINST MONEY LAUNDERING AND TERRORISM

What is TRACFIN?

TRACFIN stands for "Traitement du Renseignement et Action Contre les circuits Financiers clandestins. It is contolled by the French Financial Intelligence Unit (FIU) that fights against money laundering and terrorist financing.

What does TRACFIN investigate?

TRACFIN’s primary objectives is to analyzes suspicious transaction reports submitted by various professionals and to detect, analyze, and investigate money laundering and terrorist financing.

How does TRACFIN operate?

There are three steps: Collection of Data ; Analysis and (if required) Dissemenation and Action

Professionals in the real estate sector must comply with obligations of vigilance as set out within the framework of the regulations of the French financial intelligence service (TRACFIN).

We must take measures to ensure that our clients are properly identified, and to ensure that transactions are carried out in compliance with anti-money laundering rules.

We must collect all information relating to the purpose and nature of the operation to be carried out and all elements will allow us to have an extensive knowledge of the client.

As such, and before signing any contractual documents, you will be asked to provide certain information as well as the documents below:

For our buyer clients :

Proof of identity
Recent proof of address
Information regarding your income, wealth and source of funds
If the buyer is a company : a recent registration document and articles of association

For our vendors :

Proof of identity
Recent proof of address
Proof of ownership
Latest ‘avis de taxe foncière’
If the vendor is a company : a recent registration document and articles of association

We thank you for your cooperation.

https://www.economie.gouv.fr/tracfin

The role of a Notaire – a public official

A Notaire is a public officer who operates in every area of law including family, property, inheritance, asset management, company law, countryside law, local authorities, etc.They act on behalf of the State and are appointed by the Minister of Justice, and the fact that a contract is drawn up by a Notaire is a guarantee of its legality and authenticity.

The Notaire – a self-employed professional

Although they have public authority, the Notaire operates on a self-employed basis and is responsible for their own office. They are self-employed professionals who are paid by their clients (and not the taxpayers) on the basis of a rate fixed by the State for the services they provide. The term "notaire fees" when associated with property sales usually includes not only the Notaire’s own remuneration and expenses, but also the sales tax and stamp duty that they collect on behalf of the state.

French Property sales – the Notaire’s involvement

One or more Notaires will be appointed to oversee every property sale in France. A Notaire will work in close collaboration with your estate agent throughout the property sales procedure. They will ensure that all legal requirements are met, and that all parties are aware of their rights and obligations. They carry out various searches, establish title, advise the parties on inheritance and financial issues, draw up the deeds, and register the sale at the land registry. Each party can, freely choose their own Notaire, and it is the buyer who is responsible for paying all the notaire fees and stamp duty on a purchase. Notaires sharing the workload share the fees, which are determined by the State on a sliding scale according to the purchase price. Thus it does not cost any more to use two Notaires.

Final completion – signature at the Notaire’s office

Final completion is a formal affair, where the Notaire receives the parties in their office and reads out to them the terms of the official deed of sale and all its annexes, before witnessing everyone’s signatures. After completion, the Notaire will register the sale, give all parties a written certificate of the transaction, and will in due course (after a few months) supply the buyer with a stamped authenticated copy of the final sales deed, which is in effect the ‘title deed’ for the property.

If the parties cannot be present at the Notaire’s office for the signing of the sales pre-contract or final deed, it can usually be possible to sign by power of attorney. If you choose this option, your Notaire will prepare the power of attorney and send it to you to sign, but be aware that a person of authority in your home country such as a solicitor or French consul may be required to witness your signature, and as proof of your identity the witness must counter-sign and stamp the document.

More information can be found on the official Notaires’ website: click here.

Charente property

Why Photo IDs are Required for Property Viewings

1. Security and Safety

2. Preventing Fraud

3. TRACFIN and Anti-Money Laundering (AML) Regulations

4. Ensuring Legitimate Interest

5. Data Protection and GDPR Compliance

Conclusion

FAQs

French property search

THE FIGHT AGAINST MONEY LAUNDERING AND TERRORISM

ADVICE FOR FRENCH PROPERTY BUYERS

Location:

Budget:

Type of property:

Maintenance:

Legal requirements:

The role of a Notaire – a public official

The Notaire – a self-employed professional

French Property sales – the Notaire’s involvement

Final completion – signature at the Notaire’s office

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